ECOWAS Brown Card Insurance Scheme; Dr. Raphael Abiiba (Executive Secretary/CEO), Mr. Adedayo Arowojolu, Mr. Olugbenga Jaiyesinmi, Mr. Lawal Mijinyawa, Dr Lucas Durojaiye (Chairman), Mr. Olusegun Ayo Omosehin (Commissioner for Insurance National Insurance Commission), Mrs.Nomwen Emeghalu, ACM Hafiz Mohammed, Dr. Usman Jankara Deputy Commissioner (Technical National Insurance Commission), Mr. Ekerete Ola Gam-Ikon (Deputy Commissioner Finance and Administration National Insurance Commission), Mr.Lanre Ojuola.
Yemisi Izuora
The National Insurance Commission (NAICOM), has reaffirmed its commitment to deepening collaboration across the insurance value chain.
The Commission made the commitment when it hosted a high‑level delegation from the Council of Bureaux, ECOWAS Brown Card Insurance Scheme,
This engagement brought together key stakeholders, united by a shared vision: to make cross‑border motor insurance more efficient, reliable, and accessible throughout West Africa.
By strengthening partnerships and aligning priorities, NAICOM and the Council of Bureaux are paving the way for a more seamless regional insurance framework that supports trade, travel, and economic integration across the sub‑region.
Oriental News Nigeria, reports that the Commission is actively strengthening the ECOWAS Brown Card Insurance Scheme to enhance cross-border motor insurance efficiency and ensure prompt compensation for road accident victims in West Africa.
Led by the Commissioner for Insurance, Olusegun Ayo Omosehin, NAICOM has emphasized digital transformation and stricter compliance to modernize the scheme.
The first Zonal Meeting of 2026, held in Lagos (April 13–16), focused on “The Digital Divide: Managing Change in the Brown Card Operational Strategy,” aiming to transition from paper-based to digital claims processing.
The NAICOM warned that delays in claims payments and weak enforcement threaten the scheme’s credibility. The commission is enforcing strict operational guidelines to ensure faster settlement of cross-border claims.
The regulator is partnering with the Council of Bureaux and other member states to harmonize regulatory frameworks and improve the efficiency of the scheme.
The 2025 Insurance Industry Reform Act in Nigeria strengthens the role of the National Bureau, providing better capacity to manage regional risks

